KREDIT PORTFELINING SOHALAR BO‘YICHA DIVERSIFIKATSIYASI VA UNING SIFATI

KREDIT PORTFELINING SOHALAR BO‘YICHA DIVERSIFIKATSIYASI VA UNING SIFATI

Authors

  • Lobar Sabirova Renessans ta’lim universiteti mustaqil tadqiqotchisi

Keywords:

tijorat banklari, kredit portfeli, kredit sifati, to‘lovga layoqatsizlik, bank xatarlari, moliyaviy barqarorlik.

Abstract

Mazkur maqolada tijorat banklari kredit portfelining amaldagi holati batafsil tahlil qilingan. Unda bank kreditlarining tarkibi, sifat ko‘rsatkichlari, to‘lovga layoqatsiz kreditlar ulushi, soha va mintaqalar bo‘yicha taqsimoti statistik ma’lumotlar asosida o‘rganilgan. Kredit portfelining hajmi va sifati bank faoliyatining barqarorligi hamda moliyaviy ko‘rsatkichlariga qanday ta’sir qilishi tahlil etilgan. Shuningdek, amaldagi holatni yaxshilash bo‘yicha tavsiyalar ham berilgan.

Foydalanilgan adabiyotlar:

Mirza, N., Afzal, A., Umar, M., & Skare, M. (2023). The impact of green lending on banking performance: Evidence from SME credit portfolios in the BRIC. Economic Analysis and Policy, 77, 843-850.

Miyamoto, K. (2022). Quantum algorithm for calculating risk contributions in a credit portfolio. EPJ Quantum Technology, 9(1), 1-16.

Jakob, K. (2022). Estimating correlation parameters in credit portfolio models under time-varying and nonhomogeneous default probabilities. Journal of Credit Risk, 18(4).

Castillo, J. A., & Mora-Valencia, A. (2023). The effect of moral hazard on the SMEs credit portfolio guaranteed by Colombia's National Guarantee Fund. Estudios Gerenciales, 39(168), 379-386.

Mbeukam, L. S. (2024). Pricing and hedging of transition risk in Credit Portfolio (Doctoral dissertation, Université Paris Cité).

O‘zbekiston Respublikasi Markaziy bankning rasmiy sayti www.cbu.uz ma’lumotlari

Published

2025-03-30

Iqtiboslik olish

Sabirova, L. (2025). KREDIT PORTFELINING SOHALAR BO‘YICHA DIVERSIFIKATSIYASI VA UNING SIFATI. QO‘QON UNIVERSITETI XABARNOMASI, 14, 69–76. Retrieved from https://herald.kokanduni.uz/index.php/public_html/article/view/1125

Issue

Section

Iqtisodiyot / Economy
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